Does the mortgage process scare you?
If it does, you’re not alone. A lot of buyers find the mortgage process complicated and overwhelming. But they just haven’t had a good real estate agent break it down for them! When you break the process down into steps, you’ll see that it’s not bad at all. Really, it’s a matter of finding a lender you like and sending them your information. From there, your lender will take care of the rest while you work with your real estate agent to find your dream home! There are a few lenders in our area who are amazing to work with and I highly recommend. Want their contact info? Just send me a DM! . . . #bestdistinctive #westslopebestslope
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When you’re closing on a house, you’re offered a ton of different things from home warranties to homeowner insurance to title insurance.
Title insurance is one of those things that buyers get confused about because it seems to just be a backup to a title search, and do you really need both? Short answer: yes! Long answer: Title insurance protects you from a bad title for your property. The title says that you’re the legal owner of the property. But sometimes, the title will have issues like… -outstanding liens -back taxes -conflicting wills Any of these things can make your life difficult and expensive. With title insurance, you’ll be covered in the eventuality of something going wrong with your title. Even if you get a title search, which you should always do, things can and do turn up months after homes have been sold. Your home is a huge investment, so it’s worth the extra cash for title insurance to protect you from the worst. . . . #realestate101 #westslopebestslope One of my favorite things about real estate: equity!
Quick refresher: equity is what you build when you pay your mortgage every month. Basically, it’s the amount you’ll get back in your pocket when you sell your home. Equity is what makes real estate such an amazing investment. Instead of having the money you pay for housing just disappear each month like it does when you’re renting, that money ends up in your home as equity. But you don’t have to wait until you sell your home to tap into your equity. With a home equity line of credit (HELOC) and other equity-based loan options, you can put that money to work for you. Want to talk more about how you can use your equity or about how to build it in the first place? Just send me a DM! . . . #equity #realestate101 You know the “how” of investing in real estate.
It’s simple. You follow these steps: Buy a property Rent it out OR renovate it for a profit OR rent out a room/level Profit! But during that 3rd step, you also get to take advantage of several other benefits. Investing in real estate can come with tax advantages, can diversify your investments, and build your passive income stream. Investing in real estate comes with so many benefits, and it’s easy to get started. Just send me a DM to find out how! . . . #investmentproperty #coldwelldistinctiveproperties Are you the next lucky seller?
Homes have been sold all over town in the past month, but now it’s time for the next seller to succeed. So let’s get started to get your home sold! All you have to do is take the first step: send me a DM so we can set up a time to chat. From there, I’ll send you the Seller Guide (free to download at the link in bio!) and we’ll talk about what needs to happen to get your home sold for top dollar. I’ll answer all your questions and provide you with all the information you need to succeed and get the most ROI when selling your home in 2023. Ready to get started? Send me a DM! . . . #iloverealestate #realtorlove #grandjunction This is your wakeup call!
Now is the time to wake up and chase those dreams. You could choose to sleep on them for a while longer… But if you do that, then who knows how many amazing opportunities you’ll be missing out on? It doesn’t have to take a lot of time or energy to get started on chasing your dreams. For example, if it’s your dream to own a home in the next year, then you can grab your free copy of the Buyer Guide at the link in my bio. Easy and done! What are you doing today to chase your dreams? Let me know in the comments so I can cheer you on! . . . #grandjunction #coldwelldistinctiveproperties As a new homeowner, it’s critical to protect your peace.
Learning how to maintain a home, pay the mortgage, and keep track of the systems and different things related to your home can be incredibly overwhelming. One way to help you protect your peace of mind is with a home warranty. A home warranty covers your home’s systems in case of breakdowns from normal wear and tear. The systems included in a home warranty coverage often include: -electrical -plumbing -heating -air conditioning -home appliances So if your washer breaks down the week after you close on your home, you don’t have to scramble to buy a new one. Your home warranty will instead fix it or replace it! Plus, the seller will commonly pay for a year or two of your home warranty. You can ask your agent to negotiate it into the sale! . . . #realestate101 #bestdistinctive I’m gonna let you in on a little secret: even though the news says that the real estate market is changing, it’s actually a great time to buy and to sell.
That’s because real estate is a constant. People are always moving, which means that homes are constantly being bought and sold. While outside pressures such as inflation, interest rates, and supply and demand change the day to day of the market, the way people need to buy and sell homes stays the same. Another thing that stays the same is that homes appreciate in value over time. That means that today is the best day to start making your real estate investments. Whether that means you need to buy your first home or sell your home to get into your dream home, send me a DM! We can chat all about the real estate market and what you can do to be successful in real estate. . . . #iloverealestate #westslopebestslope Getting pre-approved is key to becoming a successful homeowner!
When you decide you’re ready to jump into the real estate market, getting pre-approved is one of the very first things you should do. It’s free to you, allows you to understand how much home you can afford, and helps you understand your different loan options. Plus, being pre-approved is a very good sign for any seller. They’ll be more likely to work with you when it comes to concessions because they'll know that you have the money needed to buy! Want to get pre-approved? Send me a DM and I’ll walk you through the process and get you the contact info for some of my trusted lenders! . . . #pre-approved #bestdistinctive Oops… Have you made any of these mistakes?
If you’ve - decided owning a home isn’t in your future - think interest rates are more important than your monthly payment - or are trying to time the market Well, you may want to think again! These are 3 of the most common mistakes I see non-homeowners make. If you’ve made any of these mistakes, it’s not your fault! It just means that you haven’t had the information you need to make the most educated decisions. I can get you the most up to date information on our real estate market and how you can make the most of it, right now. Just send me a DM! . . . #grandjunction #mistakes #westslopebestslope |
AuthorKauai Alpha Fitt, REALTOR® SRES with Coldwell Banker Distinctive Properties in Grand Junction, Colorado. Archives
April 2023
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